YEARLY HIGH
163.3733 TZS
YEARLY LOW
149.1214 TZS
YEARLY AVERAGE
158.3754 TZS

2026 ZAR to TZS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the ZAR to TZS exchange rate experienced significant fluctuation. The market reached its absolute peak on February 15, valuing the pair at 163.3733. Conversely, the yearly low was recorded on January 1, dropping to 149.1214.

This high-to-low spread represents a total annual volatility of 14.2519 TZS. From a start-to-finish perspective, comparing the January average rate of 154.5732 to the December average rate of 159.8695, the exchange rate registered a net change of 3.43% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 163.3733 was up 8.04% compared to the 2025 peak of 151.2113, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 50,000 ZAR based on timing:

Yearly Peak High 8,168,665 TZS
2025 Average 7,162,237 TZS
Yearly Trough Low 7,456,072 TZS
Transaction Impact: A difference of 712,593.08 TZS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

161.9728
153.4886
JanuMarcMayJuly

ZAR to TZS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 157.8551, compared to 159.9362 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 2.0811 points.

H1 Avg (Jan–Jun) 157.8551
H2 Avg (Jul–Dec) 159.9362

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 13.9345 TZS (High: 163.0559 / Low: 149.1214). On the other end, August was the most stable month, with a tight range of 0.7586 TZS (High: 160.3229 / Low: 159.5643).

January Spread (Volatile) ±13.9345
August Spread (Stable) ±0.7586

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 7.0701 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -7.0701

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2026: 161.2658) against the same month in 2025 (average: 139.9054), the exchange rate shifted by +21.3604 (+15.27%).

2026 Avg (February) 161.2658
2025 Avg (February) 139.9054

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 163.0559 149.1214 154.5732
February 163.3733 158.8052 161.2658
March 159.4841 150.1696 154.1956
April 159.3154 153.1009 157.0690
May 162.0015 155.8825 160.3483
June 162.2621 154.8187 159.6786
July 161.8803 156.7143 160.0028
August 160.3229 159.5643 159.8695