2021 ZAR to XDR Historical Review

YEARLY HIGH

0.0518 XDR

YEARLY LOW

0.0439 XDR

YEARLY AVERAGE

0.0475 XDR

2021 ZAR to XDR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the ZAR to XDR exchange rate experienced significant fluctuation. The market reached its absolute peak on June 4, valuing the pair at 0.0518. Conversely, the yearly low was recorded on November 26, dropping to 0.0439.

This high-to-low spread represents a total annual volatility of 0.0079 XDR. From a start-to-finish perspective, comparing the January average rate of 0.0459 to the December average rate of 0.0449, the exchange rate registered a net change of -2.10% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0518 was up 0.54% compared to the 2020 peak of 0.0516, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 50,000 ZAR based on timing:

Yearly Peak High 2,592 XDR

2020 Average 2,192 XDR

Yearly Trough Low 2,196 XDR

Transaction Impact: A difference of 396.55 XDR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0506

0.0444

JanuMarcMayJulySeptNove

ZAR to XDR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0479, compared to 0.0471 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0008 points.

H1 Avg (Jan–Jun) 0.0479

H2 Avg (Jul–Dec) 0.0471

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0036 XDR (High: 0.0475 / Low: 0.0439). On the other end, April was the most stable month, with a tight range of 0.0015 XDR (High: 0.0495 / Low: 0.0479).

November Spread (Volatile) ±0.0036

April Spread (Stable) ±0.0015

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0018 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0018

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2021: 0.0500) against the same month in 2020 (average: 0.0423), the exchange rate shifted by +0.0077 (+18.19%).

2021 Avg (June) 0.0500

2020 Avg (June) 0.0423

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0475	0.0447	0.0459
February	0.0480	0.0458	0.0470
March	0.0478	0.0450	0.0467
April	0.0495	0.0479	0.0485
May	0.0504	0.0480	0.0494
June	0.0518	0.0486	0.0500
July	0.0495	0.0474	0.0484
August	0.0489	0.0460	0.0476
September	0.0497	0.0466	0.0483
October	0.0492	0.0462	0.0476
November	0.0475	0.0439	0.0458
December	0.0459	0.0442	0.0449