YEARLY HIGH
0.0431 XDR
YEARLY LOW
0.0377 XDR
YEARLY AVERAGE
0.0404 XDR

2025 ZAR to XDR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the ZAR to XDR exchange rate experienced significant fluctuation. The market reached its absolute peak on July 3, valuing the pair at 0.0431. Conversely, the yearly low was recorded on April 13, dropping to 0.0377.

This high-to-low spread represents a total annual volatility of 0.0053 XDR. From a start-to-finish perspective, comparing the January average rate of 0.0411 to the December average rate of 0.0414, the exchange rate registered a net change of 0.84% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.0431 was down 0.56% compared to the 2024 peak of 0.0433, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 50,000 ZAR based on timing:

Yearly Peak High 2,154 XDR
2024 Average 2,056 XDR
Yearly Trough Low 1,886 XDR
Transaction Impact: A difference of 267.16 XDR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.0417
0.0383
JanuMarcMayJulySeptNove

ZAR to XDR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0404, compared to 0.0404 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0000 points.

H1 Avg (Jan–Jun) 0.0404
H2 Avg (Jul–Dec) 0.0404

Volatility Range Comparison

Volatility

The most volatile month in 2025 was July, with a trading range of 0.0050 XDR (High: 0.0431 / Low: 0.0381). On the other end, December was the most stable month, with a tight range of 0.0009 XDR (High: 0.0419 / Low: 0.0411).

July Spread (Volatile) ±0.0050
December Spread (Stable) ±0.0009

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0026 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0026

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2025: 0.0397) against the same month in 2024 (average: 0.0415), the exchange rate shifted by -0.0017 (-4.19%).

2025 Avg (July) 0.0397
2024 Avg (July) 0.0415

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0419 0.0403 0.0411
February 0.0419 0.0405 0.0414
March 0.0421 0.0407 0.0412
April 0.0407 0.0377 0.0386
May 0.0419 0.0388 0.0400
June 0.0426 0.0389 0.0399
July 0.0431 0.0381 0.0397
August 0.0403 0.0383 0.0396
September 0.0403 0.0394 0.0399
October 0.0411 0.0401 0.0405
November 0.0429 0.0405 0.0410
December 0.0419 0.0411 0.0414