2020 ZAR to XOF Historical Review

YEARLY HIGH

41.7349 XOF

YEARLY LOW

31.4283 XOF

YEARLY AVERAGE

35.1263 XOF

2020 ZAR to XOF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the ZAR to XOF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 41.7349. Conversely, the yearly low was recorded on May 2, dropping to 31.4283.

This high-to-low spread represents a total annual volatility of 10.3066 XOF. From a start-to-finish perspective, comparing the January average rate of 41.0125 to the December average rate of 36.2452, the exchange rate registered a net change of -11.62% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 41.7349 was down 3.38% compared to the 2019 peak of 43.1944, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 50,000 ZAR based on timing:

Yearly Peak High 2,086,747 XOF

2019 Average 2,028,629 XOF

Yearly Trough Low 1,571,416 XOF

Transaction Impact: A difference of 515,331.47 XOF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

41.8930

31.3277

JanuMarcMayJulySeptNove

ZAR to XOF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 36.0047, compared to 34.2480 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.7568 points.

H1 Avg (Jan–Jun) 36.0047

H2 Avg (Jul–Dec) 34.2480

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 5.6988 XOF (High: 38.5796 / Low: 32.8808). On the other end, October was the most stable month, with a tight range of 1.1528 XOF (High: 34.5760 / Low: 33.4232).

March Spread (Volatile) ±5.6988

October Spread (Stable) ±1.1528

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 4.3645 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -4.3645

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 41.0125) against the same month in 2019 (average: 41.5373), the exchange rate shifted by -0.5248 (-1.26%).

2020 Avg (January) 41.0125

2019 Avg (January) 41.5373

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	41.7349	39.3962	41.0125
February	40.6183	37.9604	39.9235
March	38.5796	32.8808	35.5591
April	33.2797	31.5023	32.4194
May	34.3473	31.4283	33.0669
June	34.9210	33.4622	34.0470
July	34.6467	32.6265	34.1487
August	33.2466	31.5028	32.2082
September	34.2462	32.8076	33.2873
October	34.5760	33.4232	33.9171
November	36.3669	34.6161	35.6811
December	36.9098	35.4126	36.2452