YEARLY HIGH
34.5293 XOF
YEARLY LOW
29.8768 XOF
YEARLY AVERAGE
32.5126 XOF

2025 ZAR to XOF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the ZAR to XOF exchange rate experienced significant fluctuation. The market reached its absolute peak on February 10, valuing the pair at 34.5293. Conversely, the yearly low was recorded on April 10, dropping to 29.8768.

This high-to-low spread represents a total annual volatility of 4.6525 XOF. From a start-to-finish perspective, comparing the January average rate of 33.8403 to the December average rate of 33.2840, the exchange rate registered a net change of -1.64% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 34.5293 was down 2.10% compared to the 2024 peak of 35.2702, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 50,000 ZAR based on timing:

Yearly Peak High 1,726,465 XOF
2024 Average 1,654,869 XOF
Yearly Trough Low 1,493,840 XOF
Transaction Impact: A difference of 232,624.74 XOF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

34.3951
30.5117
JanuMarcMayJulySeptNove

ZAR to XOF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 32.6540, compared to 32.3711 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2829 points.

H1 Avg (Jan–Jun) 32.6540
H2 Avg (Jul–Dec) 32.3711

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 3.0119 XOF (High: 32.8887 / Low: 29.8768). On the other end, November was the most stable month, with a tight range of 0.5368 XOF (High: 33.1070 / Low: 32.5702).

April Spread (Volatile) ±3.0119
November Spread (Stable) ±0.5368

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 2.3599 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -2.3599

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2025: 34.0715) against the same month in 2024 (average: 31.9503), the exchange rate shifted by +2.1212 (+6.64%).

2025 Avg (February) 34.0715
2024 Avg (February) 31.9503

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 34.0630 33.4666 33.8403
February 34.5293 33.6583 34.0715
March 33.7974 32.8398 33.1952
April 32.8887 29.8768 30.8353
May 32.5732 31.2951 32.1285
June 32.3935 31.3054 31.8532
July 31.9065 31.2847 31.5965
August 32.1281 31.2241 31.7919
September 32.3873 31.6877 32.0731
October 32.9819 32.2519 32.5694
November 33.1070 32.5702 32.9120
December 33.7423 32.9587 33.2840