YEARLY HIGH
7.5924 XPF
YEARLY LOW
5.7174 XPF
YEARLY AVERAGE
6.3902 XPF

2020 ZAR to XPF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the ZAR to XPF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 7.5924. Conversely, the yearly low was recorded on May 2, dropping to 5.7174.

This high-to-low spread represents a total annual volatility of 1.8750 XPF. From a start-to-finish perspective, comparing the January average rate of 7.4610 to the December average rate of 6.5937, the exchange rate registered a net change of -11.62% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 7.5924 was down 3.38% compared to the 2019 peak of 7.8579, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 50,000 ZAR based on timing:

Yearly Peak High 379,621 XPF
2019 Average 369,048 XPF
Yearly Trough Low 285,872 XPF
Transaction Impact: A difference of 93,749.13 XPF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

7.6212
5.6991
JanuMarcMayJulySeptNove

ZAR to XPF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 6.5500, compared to 6.2304 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.3196 points.

H1 Avg (Jan–Jun) 6.5500
H2 Avg (Jul–Dec) 6.2304

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 1.0367 XPF (High: 7.0184 / Low: 5.9817). On the other end, October was the most stable month, with a tight range of 0.2097 XPF (High: 6.2901 / Low: 6.0803).

March Spread (Volatile) ±1.0367
October Spread (Stable) ±0.2097

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.7940 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.7940

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 7.4610) against the same month in 2019 (average: 7.5565), the exchange rate shifted by -0.0955 (-1.26%).

2020 Avg (January) 7.4610
2019 Avg (January) 7.5565

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 7.5924 7.1670 7.4610
February 7.3893 6.9058 7.2629
March 7.0184 5.9817 6.4689
April 6.0542 5.7309 5.8977
May 6.2485 5.7174 6.0155
June 6.3528 6.0875 6.1938
July 6.3029 5.9354 6.2123
August 6.0482 5.7310 5.8593
September 6.2301 5.9684 6.0556
October 6.2901 6.0803 6.1702
November 6.6159 6.2974 6.4911
December 6.7146 6.4423 6.5937