YEARLY HIGH
7.3065 XPF
YEARLY LOW
6.3011 XPF
YEARLY AVERAGE
6.8296 XPF

2021 ZAR to XPF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the ZAR to XPF exchange rate experienced significant fluctuation. The market reached its absolute peak on June 5, valuing the pair at 7.3065. Conversely, the yearly low was recorded on January 7, dropping to 6.3011.

This high-to-low spread represents a total annual volatility of 1.0054 XPF. From a start-to-finish perspective, comparing the January average rate of 6.4891 to the December average rate of 6.6478, the exchange rate registered a net change of 2.44% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 7.3065 was down 3.77% compared to the 2020 peak of 7.5924, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 50,000 ZAR based on timing:

Yearly Peak High 365,325 XPF
2020 Average 319,397 XPF
Yearly Trough Low 315,056 XPF
Transaction Impact: A difference of 50,269.17 XPF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

7.1864
6.4257
JanuMarcMayJulySeptNove

ZAR to XPF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 6.8157, compared to 6.8436 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0279 points.

H1 Avg (Jan–Jun) 6.8157
H2 Avg (Jul–Dec) 6.8436

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.4251 XPF (High: 6.9027 / Low: 6.4776). On the other end, April was the most stable month, with a tight range of 0.1912 XPF (High: 7.0374 / Low: 6.8463).

November Spread (Volatile) ±0.4251
April Spread (Stable) ±0.1912

Growth Streaks & Declines

Trends

Between January and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.1890 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.1890

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2021: 7.1230) against the same month in 2020 (average: 6.1938), the exchange rate shifted by +0.9291 (+15.00%).

2021 Avg (June) 7.1230
2020 Avg (June) 6.1938

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 6.7066 6.3011 6.4891
February 6.8073 6.5300 6.6816
March 6.8823 6.4821 6.6935
April 7.0374 6.8463 6.9162
May 7.1121 6.8490 6.9905
June 7.3065 6.9867 7.1230
July 7.0857 6.8246 6.9563
August 7.0224 6.6582 6.8551
September 7.1421 6.7590 6.9563
October 7.1064 6.7534 6.9175
November 6.9027 6.4776 6.7285
December 6.7778 6.5360 6.6478