2020 ZMK to CDF Historical Review

YEARLY HIGH

1989.0000 CDF

YEARLY LOW

1486.7094 CDF

YEARLY AVERAGE

1850.1595 CDF

2020 ZMK to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the ZMK to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on August 7, valuing the pair at 1989.0000. Conversely, the yearly low was recorded on December 6, dropping to 1486.7094.

This high-to-low spread represents a total annual volatility of 502.2906 CDF. From a start-to-finish perspective, comparing the January average rate of 1686.5805 to the December average rate of 1954.7511, the exchange rate registered a net change of 15.90% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1989.0000 was up 17.93% compared to the 2019 peak of 1686.5743, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ZMK based on timing:

Yearly Peak High 9,945,000 CDF

2019 Average 8,264,154 CDF

Yearly Trough Low 7,433,547 CDF

Transaction Impact: A difference of 2,511,453.12 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1994.2521

1658.6104

JanuMarcMayJulySeptNove

ZMK to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1743.1223, compared to 1957.1967 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 214.0744 points.

H1 Avg (Jan–Jun) 1743.1223

H2 Avg (Jul–Dec) 1957.1967

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 487.1794 CDF (High: 1973.8887 / Low: 1486.7094). On the other end, January was the most stable month, with a tight range of 4.9457 CDF (High: 1689.1554 / Low: 1684.2097).

December Spread (Volatile) ±487.1794

January Spread (Stable) ±4.9457

Growth Streaks & Declines

Trends

Between January and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 12.7138 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -12.7138

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 1963.4329) against the same month in 2019 (average: 1657.1776), the exchange rate shifted by +306.2553 (+18.48%).

2020 Avg (August) 1963.4329

2019 Avg (August) 1657.1776

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1689.1554	1684.2097	1686.5805
February	1696.0000	1685.0000	1690.4829
March	1712.6930	1695.7102	1704.5448
April	1729.1233	1705.9274	1718.2776
May	1827.3726	1729.1402	1786.4229
June	1922.7124	1825.0000	1872.4249
July	1968.1121	1911.0000	1945.8172
August	1989.0000	1951.2360	1963.4329
September	1970.0000	1956.0000	1962.8053
October	1967.7834	1812.0753	1950.0915
November	1971.0000	1962.5576	1966.2820
December	1973.8887	1486.7094	1954.7511