2012 AFN to SGD Historical Review

YEARLY HIGH

0.0284 SGD

YEARLY LOW

0.0230 SGD

YEARLY AVERAGE

0.0255 SGD

2012 AFN to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the AFN to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 0.0284. Conversely, the yearly low was recorded on November 14, dropping to 0.0230.

This high-to-low spread represents a total annual volatility of 0.0054 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0277 to the December average rate of 0.0237, the exchange rate registered a net change of -14.52% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.0284 was down 6.02% compared to the 2011 peak of 0.0302, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 AFN based on timing:

Yearly Peak High 142 SGD

2011 Average 142 SGD

Yearly Trough Low 115 SGD

Transaction Impact: A difference of 27.07 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.0282

0.0230

JanuMarcMayJulySeptNove

AFN to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0264, compared to 0.0246 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0017 points.

H1 Avg (Jan–Jun) 0.0264

H2 Avg (Jul–Dec) 0.0246

Volatility Range Comparison

Volatility

The most volatile month in 2012 was September, with a trading range of 0.0017 SGD (High: 0.0259 / Low: 0.0241). On the other end, August was the most stable month, with a tight range of 0.0003 SGD (High: 0.0260 / Low: 0.0256).

September Spread (Volatile) ±0.0017

August Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0017 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0017

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 0.0277) against the same month in 2011 (average: 0.0299), the exchange rate shifted by -0.0022 (-7.24%).

2012 Avg (January) 0.0277

2011 Avg (January) 0.0299

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0284	0.0271	0.0277
February	0.0271	0.0254	0.0261
March	0.0262	0.0255	0.0260
April	0.0261	0.0256	0.0259
May	0.0266	0.0256	0.0261
June	0.0268	0.0262	0.0265
July	0.0263	0.0258	0.0261
August	0.0260	0.0256	0.0258
September	0.0259	0.0241	0.0250
October	0.0242	0.0236	0.0238
November	0.0237	0.0230	0.0234
December	0.0240	0.0234	0.0237