2025 AFN to SGD Historical Review

YEARLY HIGH

0.0200 SGD

YEARLY LOW

0.0172 SGD

YEARLY AVERAGE

0.0188 SGD

2025 AFN to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the AFN to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on November 17, valuing the pair at 0.0200. Conversely, the yearly low was recorded on January 29, dropping to 0.0172.

This high-to-low spread represents a total annual volatility of 0.0028 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0187 to the December average rate of 0.0196, the exchange rate registered a net change of 4.94% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.0200 was down 1.10% compared to the 2024 peak of 0.0202, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 AFN based on timing:

Yearly Peak High 100 SGD

2024 Average 95 SGD

Yearly Trough Low 86 SGD

Transaction Impact: A difference of 13.96 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.0198

0.0181

JanuMarcMayJulySeptNove

AFN to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0184, compared to 0.0191 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0006 points.

H1 Avg (Jan–Jun) 0.0184

H2 Avg (Jul–Dec) 0.0191

Volatility Range Comparison

Volatility

The most volatile month in 2025 was January, with a trading range of 0.0025 SGD (High: 0.0197 / Low: 0.0172). On the other end, December was the most stable month, with a tight range of 0.0005 SGD (High: 0.0199 / Low: 0.0193).

January Spread (Volatile) ±0.0025

December Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

Between June and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0004 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0004

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2025: 0.0196) against the same month in 2024 (average: 0.0197), the exchange rate shifted by -0.0001 (-0.57%).

2025 Avg (November) 0.0196

2024 Avg (November) 0.0197

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0197	0.0172	0.0187
February	0.0186	0.0178	0.0183
March	0.0191	0.0183	0.0187
April	0.0189	0.0181	0.0184
May	0.0188	0.0180	0.0183
June	0.0186	0.0180	0.0183
July	0.0187	0.0180	0.0185
August	0.0188	0.0183	0.0186
September	0.0193	0.0184	0.0188
October	0.0199	0.0187	0.0194
November	0.0200	0.0188	0.0196
December	0.0199	0.0193	0.0196