2016 AFN to SGD Historical Review

YEARLY HIGH

0.0220 SGD

YEARLY LOW

0.0194 SGD

YEARLY AVERAGE

0.0204 SGD

2016 AFN to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the AFN to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 0.0220. Conversely, the yearly low was recorded on June 22, dropping to 0.0194.

This high-to-low spread represents a total annual volatility of 0.0026 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0209 to the December average rate of 0.0216, the exchange rate registered a net change of 3.58% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.0220 was down 8.75% compared to the 2015 peak of 0.0241, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 AFN based on timing:

Yearly Peak High 110 SGD

2015 Average 112 SGD

Yearly Trough Low 97 SGD

Transaction Impact: A difference of 13.15 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.0218

0.0194

JanuMarcMayJulySeptNove

AFN to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0201, compared to 0.0207 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0006 points.

H1 Avg (Jan–Jun) 0.0201

H2 Avg (Jul–Dec) 0.0207

Volatility Range Comparison

Volatility

The most volatile month in 2016 was August, with a trading range of 0.0010 SGD (High: 0.0205 / Low: 0.0195). On the other end, July was the most stable month, with a tight range of 0.0003 SGD (High: 0.0198 / Low: 0.0195).

August Spread (Volatile) ±0.0010

July Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between June and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0005 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0005

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2016: 0.0216) against the same month in 2015 (average: 0.0209), the exchange rate shifted by +0.0008 (+3.69%).

2016 Avg (December) 0.0216

2015 Avg (December) 0.0209

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0210	0.0207	0.0209
February	0.0208	0.0202	0.0204
March	0.0204	0.0196	0.0200
April	0.0199	0.0196	0.0197
May	0.0201	0.0196	0.0200
June	0.0200	0.0194	0.0196
July	0.0198	0.0195	0.0196
August	0.0205	0.0195	0.0200
September	0.0208	0.0200	0.0204
October	0.0212	0.0207	0.0210
November	0.0215	0.0210	0.0213
December	0.0220	0.0213	0.0216