2015 ALL to BIF Historical Review

YEARLY HIGH

13.5683 BIF

YEARLY LOW

11.7281 BIF

YEARLY AVERAGE

12.4467 BIF

2015 ALL to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the ALL to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 3, valuing the pair at 13.5683. Conversely, the yearly low was recorded on April 12, dropping to 11.7281.

This high-to-low spread represents a total annual volatility of 1.8402 BIF. From a start-to-finish perspective, comparing the January average rate of 13.0261 to the December average rate of 12.3105, the exchange rate registered a net change of -5.49% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 13.5683 was down 11.91% compared to the 2014 peak of 15.4032, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ALL based on timing:

Yearly Peak High 67,841 BIF

2014 Average 73,659 BIF

Yearly Trough Low 58,640 BIF

Transaction Impact: A difference of 9,201.14 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

13.1243

11.9462

JanuMarcMayJulySeptNove

ALL to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 12.4660, compared to 12.4274 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0385 points.

H1 Avg (Jan–Jun) 12.4660

H2 Avg (Jul–Dec) 12.4274

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 0.9915 BIF (High: 13.5683 / Low: 12.5768). On the other end, September was the most stable month, with a tight range of 0.3225 BIF (High: 12.7034 / Low: 12.3810).

January Spread (Volatile) ±0.9915

September Spread (Stable) ±0.3225

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.5911 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.5911

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 13.0261) against the same month in 2014 (average: 15.0064), the exchange rate shifted by -1.9803 (-13.20%).

2015 Avg (January) 13.0261

2014 Avg (January) 15.0064

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	13.5683	12.5768	13.0261
February	12.8637	12.5290	12.7003
March	12.5086	11.8147	12.1092
April	12.4817	11.7281	12.0444
May	12.7240	12.0646	12.4401
June	12.7841	12.1654	12.4757
July	13.0362	12.2253	12.6760
August	12.8107	12.1538	12.3964
September	12.7034	12.3810	12.5274
October	12.7457	12.3421	12.5379
November	12.3630	11.8749	12.1164
December	12.5057	11.9349	12.3105