2020 ALL to BIF Historical Review

YEARLY HIGH

22.0536 BIF

YEARLY LOW

14.8983 BIF

YEARLY AVERAGE

17.6672 BIF

2020 ALL to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the ALL to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on July 19, valuing the pair at 22.0536. Conversely, the yearly low was recorded on May 10, dropping to 14.8983.

This high-to-low spread represents a total annual volatility of 7.1553 BIF. From a start-to-finish perspective, comparing the January average rate of 17.1465 to the December average rate of 19.1403, the exchange rate registered a net change of 11.63% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 22.0536 was up 27.24% compared to the 2019 peak of 17.3321, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ALL based on timing:

Yearly Peak High 110,268 BIF

2019 Average 83,811 BIF

Yearly Trough Low 74,492 BIF

Transaction Impact: A difference of 35,776.66 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

19.4116

16.1556

JanuMarcMayJulySeptNove

ALL to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 16.8839, compared to 18.4505 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.5666 points.

H1 Avg (Jan–Jun) 16.8839

H2 Avg (Jul–Dec) 18.4505

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 4.7608 BIF (High: 22.0536 / Low: 17.2929). On the other end, October was the most stable month, with a tight range of 0.2565 BIF (High: 18.4808 / Low: 18.2243).

July Spread (Volatile) ±4.7608

October Spread (Stable) ±0.2565

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.4467 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.4467

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2020: 17.8949) against the same month in 2019 (average: 16.9460), the exchange rate shifted by +0.9489 (+5.60%).

2020 Avg (July) 17.8949

2019 Avg (July) 16.9460

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	17.3461	16.9371	17.1465
February	17.1831	16.6641	16.8676
March	17.5573	15.9587	16.8736
April	16.8429	16.1649	16.4270
May	17.0547	14.8983	16.7165
June	17.4851	17.0045	17.2722
July	22.0536	17.2929	17.8949
August	18.6037	18.2524	18.3975
September	18.6248	18.1555	18.3598
October	18.4808	18.2243	18.3584
November	18.7361	18.2102	18.5519
December	19.2896	18.7655	19.1403