YEARLY HIGH
36.4964 BIF
YEARLY LOW
30.4903 BIF
YEARLY AVERAGE
34.1490 BIF

2025 ALL to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the ALL to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on September 18, valuing the pair at 36.4964. Conversely, the yearly low was recorded on February 7, dropping to 30.4903.

This high-to-low spread represents a total annual volatility of 6.0061 BIF. From a start-to-finish perspective, comparing the January average rate of 31.0201 to the December average rate of 35.9101, the exchange rate registered a net change of 15.76% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 36.4964 was up 11.24% compared to the 2024 peak of 32.8101, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ALL based on timing:

Yearly Peak High 182,482 BIF
2024 Average 155,077 BIF
Yearly Trough Low 152,452 BIF
Transaction Impact: A difference of 30,030.36 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

36.3992
30.5311
JanuMarcMayJulySeptNove

ALL to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 32.7130, compared to 35.5850 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 2.8720 points.

H1 Avg (Jan–Jun) 32.7130
H2 Avg (Jul–Dec) 35.5850

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 2.2161 BIF (High: 34.5333 / Low: 32.3173). On the other end, November was the most stable month, with a tight range of 0.5725 BIF (High: 35.6193 / Low: 35.0469).

April Spread (Volatile) ±2.2161
November Spread (Stable) ±0.5725

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.3603 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.3603

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2025: 35.8798) against the same month in 2024 (average: 32.3478), the exchange rate shifted by +3.5320 (+10.92%).

2025 Avg (September) 35.8798
2024 Avg (September) 32.3478

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 31.5974 30.5556 31.0201
February 31.4038 30.4903 31.0431
March 32.5938 30.9214 32.1107
April 34.5333 32.3173 33.5009
May 34.5295 33.3279 33.8744
June 35.5118 34.2016 34.7289
July 35.8744 34.8956 35.4531
August 35.8198 34.4521 35.4493
September 36.4964 35.3517 35.8798
October 35.8448 35.1861 35.5195
November 35.6193 35.0469 35.2981
December 36.1638 35.5223 35.9101