YEARLY HIGH
3.5342 HRK
YEARLY LOW
3.0521 HRK
YEARLY AVERAGE
3.2196 HRK

2014 ANG to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the ANG to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 3.5342. Conversely, the yearly low was recorded on May 7, dropping to 3.0521.

This high-to-low spread represents a total annual volatility of 0.4821 HRK. From a start-to-finish perspective, comparing the January average rate of 3.1324 to the December average rate of 3.4853, the exchange rate registered a net change of 11.27% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 3.5342 was up 6.53% compared to the 2013 peak of 3.3176, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ANG based on timing:

Yearly Peak High 17,671 HRK
2013 Average 15,969 HRK
Yearly Trough Low 15,261 HRK
Transaction Impact: A difference of 2,410.26 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

3.5252
3.0473
JanuMarcMayJulySeptNove

ANG to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.1102, compared to 3.3289 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2187 points.

H1 Avg (Jan–Jun) 3.1102
H2 Avg (Jul–Dec) 3.3289

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.1443 HRK (High: 3.3855 / Low: 3.2412). On the other end, June was the most stable month, with a tight range of 0.0351 HRK (High: 3.1329 / Low: 3.0979).

September Spread (Volatile) ±0.1443
June Spread (Stable) ±0.0351

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0384 points.

Longest Streak 8 Mo.
Sharpest MoM Drop -0.0384

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 3.4853) against the same month in 2013 (average: 3.1156), the exchange rate shifted by +0.3698 (+11.87%).

2014 Avg (December) 3.4853
2013 Avg (December) 3.1156

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.1656 3.0957 3.1324
February 3.1709 3.1119 3.1340
March 3.1150 3.0735 3.0956
April 3.1153 3.0659 3.0871
May 3.1237 3.0521 3.0947
June 3.1329 3.0979 3.1173
July 3.1915 3.0993 3.1460
August 3.2471 3.1860 3.2071
September 3.3855 3.2412 3.3104
October 3.4197 3.3505 3.3833
November 3.4664 3.4200 3.4414
December 3.5342 3.4331 3.4853