YEARLY HIGH
3.7283 HRK
YEARLY LOW
3.3290 HRK
YEARLY AVERAGE
3.4947 HRK

2018 ANG to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the ANG to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on November 12, valuing the pair at 3.7283. Conversely, the yearly low was recorded on February 1, dropping to 3.3290.

This high-to-low spread represents a total annual volatility of 0.3993 HRK. From a start-to-finish perspective, comparing the January average rate of 3.4150 to the December average rate of 3.6646, the exchange rate registered a net change of 7.31% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2018 high of 3.7283 was down 8.81% compared to the 2017 peak of 4.0883, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ANG based on timing:

Yearly Peak High 18,641 HRK
2017 Average 18,578 HRK
Yearly Trough Low 16,645 HRK
Transaction Impact: A difference of 1,996.32 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

3.7151
3.3427
JanuMarcMayJulySeptNove

ANG to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.4242, compared to 3.5652 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1410 points.

H1 Avg (Jan–Jun) 3.4242
H2 Avg (Jul–Dec) 3.5652

Volatility Range Comparison

Volatility

The most volatile month in 2018 was September, with a trading range of 0.1891 HRK (High: 3.6058 / Low: 3.4168). On the other end, December was the most stable month, with a tight range of 0.0445 HRK (High: 3.6838 / Low: 3.6394).

September Spread (Volatile) ±0.1891
December Spread (Stable) ±0.0445

Growth Streaks & Declines

Trends

Between February and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0635 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0635

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2018: 3.6841) against the same month in 2017 (average: 3.6032), the exchange rate shifted by +0.0809 (+2.25%).

2018 Avg (November) 3.6841
2017 Avg (November) 3.6032

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.5000 3.3451 3.4150
February 3.4234 3.3290 3.3737
March 3.4032 3.3504 3.3787
April 3.4343 3.3543 3.3873
May 3.5669 3.4274 3.4873
June 3.5373 3.4633 3.5030
July 3.4841 3.4096 3.4396
August 3.5485 3.4206 3.4871
September 3.6058 3.4168 3.4747
October 3.6953 3.6040 3.6412
November 3.7283 3.6536 3.6841
December 3.6838 3.6394 3.6646