YEARLY HIGH
4.0847 HRK
YEARLY LOW
3.6483 HRK
YEARLY AVERAGE
3.8182 HRK

2016 ANG to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the ANG to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 28, valuing the pair at 4.0847. Conversely, the yearly low was recorded on May 2, dropping to 3.6483.

This high-to-low spread represents a total annual volatility of 0.4364 HRK. From a start-to-finish perspective, comparing the January average rate of 3.9393 to the December average rate of 4.0268, the exchange rate registered a net change of 2.22% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 4.0847 was up 0.56% compared to the 2015 peak of 4.0617, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ANG based on timing:

Yearly Peak High 20,423 HRK
2015 Average 19,181 HRK
Yearly Trough Low 18,242 HRK
Transaction Impact: A difference of 2,181.75 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

4.0598
3.6644
JanuMarcMayJulySeptNove

ANG to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.7872, compared to 3.8492 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0620 points.

H1 Avg (Jan–Jun) 3.7872
H2 Avg (Jul–Dec) 3.8492

Volatility Range Comparison

Volatility

The most volatile month in 2016 was November, with a trading range of 0.2158 HRK (High: 4.0112 / Low: 3.7954). On the other end, September was the most stable month, with a tight range of 0.0462 HRK (High: 3.7870 / Low: 3.7408).

November Spread (Volatile) ±0.2158
September Spread (Stable) ±0.0462

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0968 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0968

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2016: 4.0268) against the same month in 2015 (average: 3.9177), the exchange rate shifted by +0.1091 (+2.78%).

2016 Avg (December) 4.0268
2015 Avg (December) 3.9177

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.9712 3.9126 3.9393
February 3.9367 3.7770 3.8444
March 3.9130 3.7014 3.7941
April 3.7280 3.6684 3.6973
May 3.7696 3.6483 3.7103
June 3.8127 3.6832 3.7375
July 3.8324 3.7673 3.8001
August 3.7962 3.7160 3.7581
September 3.7870 3.7408 3.7634
October 3.8856 3.7607 3.8265
November 4.0112 3.7954 3.9204
December 4.0847 3.9427 4.0268