2020 ARS to GEL Historical Review

YEARLY HIGH

0.0541 GEL

YEARLY LOW

0.0390 GEL

YEARLY AVERAGE

0.0444 GEL

2020 ARS to GEL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the ARS to GEL exchange rate experienced significant fluctuation. The market reached its absolute peak on March 25, valuing the pair at 0.0541. Conversely, the yearly low was recorded on December 30, dropping to 0.0390.

This high-to-low spread represents a total annual volatility of 0.0151 GEL. From a start-to-finish perspective, comparing the January average rate of 0.0480 to the December average rate of 0.0399, the exchange rate registered a net change of -16.91% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0541 was down 25.10% compared to the 2019 peak of 0.0722, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ARS based on timing:

Yearly Peak High 270 GEL

2019 Average 299 GEL

Yearly Trough Low 195 GEL

Transaction Impact: A difference of 75.55 GEL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0494

0.0390

JanuMarcMayJulySeptNove

ARS to GEL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0470, compared to 0.0418 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0053 points.

H1 Avg (Jan–Jun) 0.0470

H2 Avg (Jul–Dec) 0.0418

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0098 GEL (High: 0.0541 / Low: 0.0443). On the other end, January was the most stable month, with a tight range of 0.0007 GEL (High: 0.0484 / Low: 0.0477).

March Spread (Volatile) ±0.0098

January Spread (Stable) ±0.0007

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0035 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0035

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.0478) against the same month in 2019 (average: 0.0650), the exchange rate shifted by -0.0173 (-26.54%).

2020 Avg (March) 0.0478

2019 Avg (March) 0.0650

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0484	0.0477	0.0480
February	0.0480	0.0449	0.0464
March	0.0541	0.0443	0.0478
April	0.0510	0.0477	0.0486
May	0.0486	0.0465	0.0474
June	0.0464	0.0428	0.0440
July	0.0436	0.0427	0.0431
August	0.0427	0.0417	0.0422
September	0.0440	0.0412	0.0423
October	0.0430	0.0412	0.0416
November	0.0432	0.0409	0.0415
December	0.0408	0.0390	0.0399