2020 ARS to PKR Historical Review

YEARLY HIGH

2.5975 PKR

YEARLY LOW

1.9051 PKR

YEARLY AVERAGE

2.3140 PKR

2020 ARS to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the ARS to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 2.5975. Conversely, the yearly low was recorded on December 31, dropping to 1.9051.

This high-to-low spread represents a total annual volatility of 0.6924 PKR. From a start-to-finish perspective, comparing the January average rate of 2.5822 to the December average rate of 1.9414, the exchange rate registered a net change of -24.82% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 2.5975 was down 32.58% compared to the 2019 peak of 3.8524, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ARS based on timing:

Yearly Peak High 12,987 PKR

2019 Average 15,952 PKR

Yearly Trough Low 9,525 PKR

Transaction Impact: A difference of 3,462.09 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2.6463

1.8773

JanuMarcMayJulySeptNove

ARS to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.4801, compared to 2.1478 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.3323 points.

H1 Avg (Jan–Jun) 2.4801

H2 Avg (Jul–Dec) 2.1478

Volatility Range Comparison

Volatility

The most volatile month in 2020 was April, with a trading range of 0.1824 PKR (High: 2.5831 / Low: 2.4007). On the other end, January was the most stable month, with a tight range of 0.0348 PKR (High: 2.5975 / Low: 2.5627).

April Spread (Volatile) ±0.1824

January Spread (Stable) ±0.0348

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.1376 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.1376

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 2.5822) against the same month in 2019 (average: 3.7329), the exchange rate shifted by -1.1507 (-30.82%).

2020 Avg (January) 2.5822

2019 Avg (January) 3.7329

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.5975	2.5627	2.5822
February	2.5627	2.4838	2.5199
March	2.5861	2.4714	2.5087
April	2.5831	2.4007	2.5123
May	2.4328	2.3519	2.3747
June	2.4111	2.3672	2.3829
July	2.3811	2.3093	2.3440
August	2.3209	2.2328	2.2959
September	2.2335	2.1748	2.2095
October	2.1666	2.0484	2.1007
November	2.0471	1.9611	1.9954
December	1.9674	1.9051	1.9414