YEARLY HIGH
1.9094 PKR
YEARLY LOW
1.6182 PKR
YEARLY AVERAGE
1.7156 PKR

2021 ARS to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the ARS to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 3, valuing the pair at 1.9094. Conversely, the yearly low was recorded on May 12, dropping to 1.6182.

This high-to-low spread represents a total annual volatility of 0.2913 PKR. From a start-to-finish perspective, comparing the January average rate of 1.8698 to the December average rate of 1.7433, the exchange rate registered a net change of -6.76% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.9094 was down 26.49% compared to the 2020 peak of 2.5975, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ARS based on timing:

Yearly Peak High 9,547 PKR
2020 Average 11,566 PKR
Yearly Trough Low 8,091 PKR
Transaction Impact: A difference of 1,456.45 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.8937
1.6061
JanuMarcMayJulySeptNove

ARS to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.7181, compared to 1.7132 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0048 points.

H1 Avg (Jan–Jun) 1.7181
H2 Avg (Jul–Dec) 1.7132

Volatility Range Comparison

Volatility

The most volatile month in 2021 was March, with a trading range of 0.0945 PKR (High: 1.7539 / Low: 1.6594). On the other end, September was the most stable month, with a tight range of 0.0248 PKR (High: 1.7306 / Low: 1.7058).

March Spread (Volatile) ±0.0945
September Spread (Stable) ±0.0248

Growth Streaks & Declines

Trends

Between May and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0820 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.0820

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 1.8698) against the same month in 2020 (average: 2.5822), the exchange rate shifted by -0.7125 (-27.59%).

2021 Avg (January) 1.8698
2020 Avg (January) 2.5822

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.9094 1.8356 1.8698
February 1.8296 1.7583 1.7973
March 1.7539 1.6594 1.7153
April 1.6725 1.6424 1.6531
May 1.6465 1.6182 1.6300
June 1.6579 1.6299 1.6429
July 1.6812 1.6441 1.6634
August 1.7093 1.6809 1.6956
September 1.7306 1.7058 1.7152
October 1.7593 1.7194 1.7338
November 1.7528 1.6981 1.7280
December 1.7519 1.7099 1.7433