YEARLY HIGH
7.9031 HRK
YEARLY LOW
7.1610 HRK
YEARLY AVERAGE
7.4511 HRK

2012 AZN to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the AZN to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on July 24, valuing the pair at 7.9031. Conversely, the yearly low was recorded on March 30, dropping to 7.1610.

This high-to-low spread represents a total annual volatility of 0.7422 HRK. From a start-to-finish perspective, comparing the January average rate of 7.4514 to the December average rate of 7.3165, the exchange rate registered a net change of -1.81% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 7.9031 was up 6.44% compared to the 2011 peak of 7.4248, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 AZN based on timing:

Yearly Peak High 39,516 HRK
2011 Average 33,891 HRK
Yearly Trough Low 35,805 HRK
Transaction Impact: A difference of 3,710.78 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

7.8261
7.1962
JanuMarcMayJulySeptNove

AZN to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 7.4034, compared to 7.4989 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0955 points.

H1 Avg (Jan–Jun) 7.4034
H2 Avg (Jul–Dec) 7.4989

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.5656 HRK (High: 7.7742 / Low: 7.2086). On the other end, April was the most stable month, with a tight range of 0.1358 HRK (High: 7.2985 / Low: 7.1627).

May Spread (Volatile) ±0.5656
April Spread (Stable) ±0.1358

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.3343 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.3343

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2012: 7.7736) against the same month in 2011 (average: 6.6151), the exchange rate shifted by +1.1585 (+17.51%).

2012 Avg (July) 7.7736
2011 Avg (July) 6.6151

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 7.5907 7.3079 7.4514
February 7.4150 7.1615 7.2954
March 7.3427 7.1610 7.2633
April 7.2985 7.1627 7.2487
May 7.7742 7.2086 7.4939
June 7.7848 7.5803 7.6678
July 7.9031 7.5825 7.7736
August 7.8099 7.5537 7.6881
September 7.5660 7.1836 7.3538
October 7.4366 7.2953 7.3724
November 7.5588 7.3937 7.4888
December 7.4183 7.2406 7.3165