YEARLY HIGH
4.6183 HRK
YEARLY LOW
3.8632 HRK
YEARLY AVERAGE
4.2133 HRK

2022 AZN to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the AZN to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on September 27, valuing the pair at 4.6183. Conversely, the yearly low was recorded on February 6, dropping to 3.8632.

This high-to-low spread represents a total annual volatility of 0.7551 HRK. From a start-to-finish perspective, comparing the January average rate of 3.9101 to the December average rate of 4.1915, the exchange rate registered a net change of 7.20% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 4.6183 was up 16.94% compared to the 2021 peak of 3.9494, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 AZN based on timing:

Yearly Peak High 23,091 HRK
2021 Average 18,720 HRK
Yearly Trough Low 19,316 HRK
Transaction Impact: A difference of 3,775.67 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

4.5633
3.8481
JanuMarcMayJulySeptNove

AZN to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.0593, compared to 4.3673 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3080 points.

H1 Avg (Jan–Jun) 4.0593
H2 Avg (Jul–Dec) 4.3673

Volatility Range Comparison

Volatility

The most volatile month in 2022 was November, with a trading range of 0.2896 HRK (High: 4.5475 / Low: 4.2578). On the other end, March was the most stable month, with a tight range of 0.1019 HRK (High: 4.0935 / Low: 3.9916).

November Spread (Volatile) ±0.2896
March Spread (Stable) ±0.1019

Growth Streaks & Declines

Trends

Between June and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.1648 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.1648

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2022: 4.4651) against the same month in 2021 (average: 3.7437), the exchange rate shifted by +0.7214 (+19.27%).

2022 Avg (September) 4.4651
2021 Avg (September) 3.7437

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.9762 3.8637 3.9101
February 3.9697 3.8632 3.9077
March 4.0935 3.9916 4.0450
April 4.2400 4.0263 4.1114
May 4.2636 4.1283 4.1927
June 4.2488 4.1216 4.1892
July 4.4085 4.2441 4.3382
August 4.4465 4.2828 4.3665
September 4.6183 4.3702 4.4651
October 4.5659 4.3901 4.5037
November 4.5475 4.2578 4.3389
December 4.2465 4.1425 4.1915