YEARLY HIGH
8.0720 HRK
YEARLY LOW
6.9536 HRK
YEARLY AVERAGE
7.3392 HRK

2014 AZN to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the AZN to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 8.0720. Conversely, the yearly low was recorded on May 6, dropping to 6.9536.

This high-to-low spread represents a total annual volatility of 1.1184 HRK. From a start-to-finish perspective, comparing the January average rate of 7.1455 to the December average rate of 7.9443, the exchange rate registered a net change of 11.18% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 8.0720 was up 6.72% compared to the 2013 peak of 7.5635, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 AZN based on timing:

Yearly Peak High 40,360 HRK
2013 Average 36,375 HRK
Yearly Trough Low 34,768 HRK
Transaction Impact: A difference of 5,592.09 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

8.0345
6.9516
JanuMarcMayJulySeptNove

AZN to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 7.0923, compared to 7.5861 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.4938 points.

H1 Avg (Jan–Jun) 7.0923
H2 Avg (Jul–Dec) 7.5861

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.3313 HRK (High: 7.7169 / Low: 7.3856). On the other end, June was the most stable month, with a tight range of 0.0815 HRK (High: 7.1416 / Low: 7.0601).

September Spread (Volatile) ±0.3313
June Spread (Stable) ±0.0815

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0852 points.

Longest Streak 8 Mo.
Sharpest MoM Drop -0.0852

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 7.9443) against the same month in 2013 (average: 7.1070), the exchange rate shifted by +0.8373 (+11.78%).

2014 Avg (December) 7.9443
2013 Avg (December) 7.1070

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 7.2232 7.0632 7.1455
February 7.2357 7.0809 7.1481
March 7.1064 7.0121 7.0629
April 7.1068 6.9944 7.0418
May 7.1198 6.9536 7.0520
June 7.1416 7.0601 7.1033
July 7.2742 7.0631 7.1694
August 7.4010 7.2598 7.3089
September 7.7169 7.3856 7.5447
October 7.7930 7.6348 7.7076
November 7.8989 7.7935 7.8417
December 8.0720 7.8253 7.9443