2020 BAM to AZN Historical Review

YEARLY HIGH

1.0687 AZN

YEARLY LOW

0.9341 AZN

YEARLY AVERAGE

0.9932 AZN

2020 BAM to AZN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BAM to AZN exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 1.0687. Conversely, the yearly low was recorded on March 22, dropping to 0.9341.

This high-to-low spread represents a total annual volatility of 0.1346 AZN. From a start-to-finish perspective, comparing the January average rate of 0.9665 to the December average rate of 1.0595, the exchange rate registered a net change of 9.61% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.0687 was up 6.45% compared to the 2019 peak of 1.0039, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 5,344 AZN

2019 Average 4,874 AZN

Yearly Trough Low 4,671 AZN

Transaction Impact: A difference of 672.88 AZN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.0708

0.9342

JanuMarcMayJulySeptNove

BAM to AZN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9589, compared to 1.0276 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0688 points.

H1 Avg (Jan–Jun) 0.9589

H2 Avg (Jul–Dec) 1.0276

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0597 AZN (High: 0.9938 / Low: 0.9341). On the other end, April was the most stable month, with a tight range of 0.0156 AZN (High: 0.9535 / Low: 0.9379).

March Spread (Volatile) ±0.0597

April Spread (Stable) ±0.0156

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0173 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0173

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 1.0595) against the same month in 2019 (average: 0.9671), the exchange rate shifted by +0.0924 (+9.55%).

2020 Avg (December) 1.0595

2019 Avg (December) 0.9671

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.9748	0.9578	0.9665
February	0.9631	0.9395	0.9497
March	0.9938	0.9341	0.9629
April	0.9535	0.9379	0.9456
May	0.9693	0.9387	0.9489
June	0.9897	0.9671	0.9796
July	1.0319	0.9747	0.9960
August	1.0395	1.0213	1.0293
September	1.0439	1.0134	1.0267
October	1.0324	1.0158	1.0242
November	1.0433	1.0141	1.0301
December	1.0687	1.0417	1.0595