2014 BAM to BOB Historical Review

YEARLY HIGH

4.9245 BOB

YEARLY LOW

4.2820 BOB

YEARLY AVERAGE

4.6930 BOB

2014 BAM to BOB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the BAM to BOB exchange rate experienced significant fluctuation. The market reached its absolute peak on March 18, valuing the pair at 4.9245. Conversely, the yearly low was recorded on December 31, dropping to 4.2820.

This high-to-low spread represents a total annual volatility of 0.6425 BOB. From a start-to-finish perspective, comparing the January average rate of 4.8122 to the December average rate of 4.3478, the exchange rate registered a net change of -9.65% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 4.9245 was up 0.89% compared to the 2013 peak of 4.8812, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 24,622 BOB

2013 Average 23,570 BOB

Yearly Trough Low 21,410 BOB

Transaction Impact: A difference of 3,212.63 BOB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

4.9372

4.2943

JanuMarcMayJulySeptNove

BAM to BOB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.8412, compared to 4.5448 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2964 points.

H1 Avg (Jan–Jun) 4.8412

H2 Avg (Jul–Dec) 4.5448

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.1800 BOB (High: 4.6420 / Low: 4.4620). On the other end, June was the most stable month, with a tight range of 0.0460 BOB (High: 4.8251 / Low: 4.7791).

September Spread (Volatile) ±0.1800

June Spread (Stable) ±0.0460

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.1481 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.1481

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2014: 4.8836) against the same month in 2013 (average: 4.6302), the exchange rate shifted by +0.2535 (+5.47%).

2014 Avg (March) 4.8836

2013 Avg (March) 4.6302

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	4.8626	4.7778	4.8122
February	4.8586	4.7739	4.8213
March	4.9245	4.8512	4.8836
April	4.9030	4.8379	4.8777
May	4.9132	4.8059	4.8502
June	4.8251	4.7791	4.8019
July	4.8280	4.7296	4.7837
August	4.7398	4.6454	4.7032
September	4.6420	4.4620	4.5551
October	4.5160	4.4331	4.4752
November	4.4297	4.3680	4.4036
December	4.4138	4.2820	4.3478