YEARLY HIGH
4.1823 BOB
YEARLY LOW
3.6103 BOB
YEARLY AVERAGE
3.9926 BOB

2025 BAM to BOB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the BAM to BOB exchange rate experienced significant fluctuation. The market reached its absolute peak on September 17, valuing the pair at 4.1823. Conversely, the yearly low was recorded on January 13, dropping to 3.6103.

This high-to-low spread represents a total annual volatility of 0.5720 BOB. From a start-to-finish perspective, comparing the January average rate of 3.6593 to the December average rate of 4.1426, the exchange rate registered a net change of 13.21% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 4.1823 was up 5.41% compared to the 2024 peak of 3.9677, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 20,911 BOB
2024 Average 19,125 BOB
Yearly Trough Low 18,051 BOB
Transaction Impact: A difference of 2,859.85 BOB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

4.1934
3.6107
JanuMarcMayJulySeptNove

BAM to BOB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.8628, compared to 4.1224 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2596 points.

H1 Avg (Jan–Jun) 3.8628
H2 Avg (Jul–Dec) 4.1224

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.2612 BOB (High: 4.0750 / Low: 3.8138). On the other end, November was the most stable month, with a tight range of 0.0546 BOB (High: 4.1134 / Low: 4.0588).

April Spread (Volatile) ±0.2612
November Spread (Stable) ±0.0546

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0295 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.0295

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2025: 4.1448) against the same month in 2024 (average: 3.9277), the exchange rate shifted by +0.2171 (+5.53%).

2025 Avg (September) 4.1448
2024 Avg (September) 3.9277

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.7279 3.6103 3.6593
February 3.7166 3.6304 3.6822
March 3.8569 3.6737 3.8158
April 4.0750 3.8138 3.9566
May 4.0224 3.9290 3.9911
June 4.1512 3.9835 4.0717
July 4.1730 4.0418 4.1318
August 4.1446 4.0321 4.1126
September 4.1823 4.1099 4.1448
October 4.1523 4.0823 4.1160
November 4.1134 4.0588 4.0866
December 4.1758 4.1026 4.1426