YEARLY HIGH
4.3210 BOB
YEARLY LOW
3.7590 BOB
YEARLY AVERAGE
4.0269 BOB

2020 BAM to BOB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BAM to BOB exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 4.3210. Conversely, the yearly low was recorded on March 23, dropping to 3.7590.

This high-to-low spread represents a total annual volatility of 0.5621 BOB. From a start-to-finish perspective, comparing the January average rate of 3.9258 to the December average rate of 4.2900, the exchange rate registered a net change of 9.28% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 4.3210 was up 6.06% compared to the 2019 peak of 4.0742, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 21,605 BOB
2019 Average 19,783 BOB
Yearly Trough Low 18,795 BOB
Transaction Impact: A difference of 2,810.47 BOB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

4.3361
3.7833
JanuMarcMayJulySeptNove

BAM to BOB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.8879, compared to 4.1660 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2781 points.

H1 Avg (Jan–Jun) 3.8879
H2 Avg (Jul–Dec) 4.1660

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.2689 BOB (High: 4.0279 / Low: 3.7590). On the other end, April was the most stable month, with a tight range of 0.0534 BOB (High: 3.8580 / Low: 3.8046).

March Spread (Volatile) ±0.2689
April Spread (Stable) ±0.0534

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0684 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0684

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 4.2900) against the same month in 2019 (average: 3.9264), the exchange rate shifted by +0.3637 (+9.26%).

2020 Avg (December) 4.2900
2019 Avg (December) 3.9264

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.9639 3.8897 3.9258
February 3.9112 3.8155 3.8574
March 4.0279 3.7590 3.8955
April 3.8580 3.8046 3.8293
May 3.9296 3.8045 3.8445
June 4.0149 3.9210 3.9748
July 4.1901 3.9553 4.0403
August 4.2085 4.1393 4.1738
September 4.2320 4.1046 4.1643
October 4.1899 4.1197 4.1540
November 4.2261 4.1210 4.1734
December 4.3210 4.2260 4.2900