YEARLY HIGH
108.4061 NGN
YEARLY LOW
98.5134 NGN
YEARLY AVERAGE
104.2759 NGN

2012 BAM to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the BAM to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on February 1, valuing the pair at 108.4061. Conversely, the yearly low was recorded on July 25, dropping to 98.5134.

This high-to-low spread represents a total annual volatility of 9.8927 NGN. From a start-to-finish perspective, comparing the January average rate of 106.3413 to the December average rate of 105.2883, the exchange rate registered a net change of -0.99% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 108.4061 was down 7.74% compared to the 2011 peak of 117.4989, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 542,031 NGN
2011 Average 554,202 NGN
Yearly Trough Low 492,567 NGN
Transaction Impact: A difference of 49,463.42 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

107.7547
99.8800
JanuMarcMayJulySeptNove

BAM to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 105.5123, compared to 103.0396 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 2.4727 points.

H1 Avg (Jan–Jun) 105.5123
H2 Avg (Jul–Dec) 103.0396

Volatility Range Comparison

Volatility

The most volatile month in 2012 was July, with a trading range of 6.4818 NGN (High: 104.9953 / Low: 98.5134). On the other end, October was the most stable month, with a tight range of 1.7627 NGN (High: 105.2698 / Low: 103.5071).

July Spread (Volatile) ±6.4818
October Spread (Stable) ±1.7627

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 2.5728 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -2.5728

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2012: 107.0985) against the same month in 2011 (average: 106.5888), the exchange rate shifted by +0.5097 (+0.48%).

2012 Avg (February) 107.0985
2011 Avg (February) 106.5888

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 108.2141 104.6400 106.3413
February 108.4061 105.4612 107.0985
March 107.3281 105.0984 106.3601
April 107.3024 105.1489 105.8367
May 106.4107 101.0212 103.5367
June 105.4286 101.4931 103.9005
July 104.9953 98.5134 101.3277
August 102.4388 98.6909 100.5362
September 105.6775 101.5152 103.6335
October 105.2698 103.5071 104.2315
November 104.3649 102.1780 103.2203
December 106.6982 103.7063 105.2883