2026 BAM to NGN Historical Review

YEARLY HIGH

868.2641 NGN

YEARLY LOW

790.9752 NGN

YEARLY AVERAGE

816.0596 NGN

2026 BAM to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the BAM to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 868.2641. Conversely, the yearly low was recorded on July 30, dropping to 790.9752.

This high-to-low spread represents a total annual volatility of 77.2889 NGN. From a start-to-finish perspective, comparing the January average rate of 851.4167 to the December average rate of 802.9833, the exchange rate registered a net change of -5.69% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 868.2641 was down 8.07% compared to the 2025 peak of 944.5329, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 4,341,320 NGN

2025 Average 4,396,475 NGN

Yearly Trough Low 3,954,876 NGN

Transaction Impact: A difference of 386,444.64 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

856.3942

796.6643

JanuMarcMayJuly

BAM to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 820.6420, compared to 802.3126 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 18.3294 points.

H1 Avg (Jan–Jun) 820.6420

H2 Avg (Jul–Dec) 802.3126

Volatility Range Comparison

Volatility

The most volatile month in 2026 was February, with a trading range of 36.2182 NGN (High: 844.2345 / Low: 808.0163). On the other end, August was the most stable month, with a tight range of 2.6733 NGN (High: 804.5088 / Low: 801.8355).

February Spread (Volatile) ±36.2182

August Spread (Stable) ±2.6733

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 30.1472 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -30.1472

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 851.4167) against the same month in 2025 (average: 821.4379), the exchange rate shifted by +29.9788 (+3.65%).

2026 Avg (January) 851.4167

2025 Avg (January) 821.4379

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	868.2641	840.5686	851.4167
February	844.2345	808.0163	821.2696
March	830.6680	796.4815	814.8226
April	824.7582	807.6612	813.4996
May	824.0896	816.2741	817.9327
June	816.1997	796.8032	804.9106
July	807.7595	790.9752	801.6418
August	804.5088	801.8355	802.9833