2015 BAM to NGN Historical Review

YEARLY HIGH

118.9968 NGN

YEARLY LOW

107.1560 NGN

YEARLY AVERAGE

112.2944 NGN

2015 BAM to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the BAM to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on February 15, valuing the pair at 118.9968. Conversely, the yearly low was recorded on March 15, dropping to 107.1560.

This high-to-low spread represents a total annual volatility of 11.8408 NGN. From a start-to-finish perspective, comparing the January average rate of 110.5849 to the December average rate of 110.8679, the exchange rate registered a net change of 0.26% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 118.9968 was up 1.64% compared to the 2014 peak of 117.0737, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 594,984 NGN

2014 Average 560,033 NGN

Yearly Trough Low 535,780 NGN

Transaction Impact: A difference of 59,203.89 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

115.6784

108.5669

JanuMarcMayJulySeptNove

BAM to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 112.2906, compared to 112.2981 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0075 points.

H1 Avg (Jan–Jun) 112.2906

H2 Avg (Jul–Dec) 112.2981

Volatility Range Comparison

Volatility

The most volatile month in 2015 was February, with a trading range of 9.5583 NGN (High: 118.9968 / Low: 109.4385). On the other end, September was the most stable month, with a tight range of 2.4258 NGN (High: 115.8613 / Low: 113.4355).

February Spread (Volatile) ±9.5583

September Spread (Stable) ±2.4258

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 5.0539 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -5.0539

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2015: 115.0858) against the same month in 2014 (average: 114.3494), the exchange rate shifted by +0.7363 (+0.64%).

2015 Avg (February) 115.0858

2014 Avg (February) 114.3494

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	113.3945	108.6211	110.5849
February	118.9968	109.4385	115.0858
March	115.9013	107.1560	110.4528
April	113.6033	107.6768	109.9514
May	116.3277	110.7105	113.5663
June	115.4823	111.1889	114.1025
July	113.2053	110.1851	111.9185
August	117.3006	110.9706	113.2782
September	115.8613	113.4355	114.3512
October	116.5995	111.5532	114.2134
November	112.0951	107.6282	109.1595
December	111.8182	108.0067	110.8679