2012 BAM to NPR Historical Review

YEARLY HIGH

59.4647 NPR

YEARLY LOW

52.2516 NPR

YEARLY AVERAGE

56.0354 NPR

2012 BAM to NPR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the BAM to NPR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 27, valuing the pair at 59.4647. Conversely, the yearly low was recorded on February 6, dropping to 52.2516.

This high-to-low spread represents a total annual volatility of 7.2132 NPR. From a start-to-finish perspective, comparing the January average rate of 54.1012 to the December average rate of 58.5912, the exchange rate registered a net change of 8.30% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 59.4647 was up 3.12% compared to the 2011 peak of 57.6682, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 297,324 NPR

2011 Average 262,982 NPR

Yearly Trough Low 261,258 NPR

Transaction Impact: A difference of 36,065.89 NPR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

59.1205

52.7695

JanuMarcMayJulySeptNove

BAM to NPR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 55.1858, compared to 56.8850 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.6992 points.

H1 Avg (Jan–Jun) 55.1858

H2 Avg (Jul–Dec) 56.8850

Volatility Range Comparison

Volatility

The most volatile month in 2012 was January, with a trading range of 3.7005 NPR (High: 56.6805 / Low: 52.9801). On the other end, May was the most stable month, with a tight range of 1.3886 NPR (High: 57.4662 / Low: 56.0775).

January Spread (Volatile) ±3.7005

May Spread (Stable) ±1.3886

Growth Streaks & Declines

Trends

Between February and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 1.7142 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -1.7142

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 58.5912) against the same month in 2011 (average: 56.4831), the exchange rate shifted by +2.1082 (+3.73%).

2012 Avg (December) 58.5912

2011 Avg (December) 56.4831

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	56.6805	52.9801	54.1012
February	54.9053	52.2516	53.2988
March	55.6864	53.0562	54.2701
April	56.8519	54.4704	55.5437
May	57.4662	56.0775	56.6670
June	58.1608	56.0164	57.2344
July	56.8521	54.8030	55.5202
August	57.0482	55.4464	56.2178
September	58.6257	55.5203	57.2859
October	57.2891	54.9966	56.2075
November	58.9765	56.5786	57.4874
December	59.4647	57.5940	58.5912