2014 BAM to NPR Historical Review

YEARLY HIGH

70.5243 NPR

YEARLY LOW

62.1824 NPR

YEARLY AVERAGE

66.3702 NPR

2014 BAM to NPR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the BAM to NPR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 27, valuing the pair at 70.5243. Conversely, the yearly low was recorded on December 7, dropping to 62.1824.

This high-to-low spread represents a total annual volatility of 8.3419 NPR. From a start-to-finish perspective, comparing the January average rate of 69.1750 to the December average rate of 63.1726, the exchange rate registered a net change of -8.68% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 70.5243 was down 2.50% compared to the 2013 peak of 72.3352, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 352,622 NPR

2013 Average 318,075 NPR

Yearly Trough Low 310,912 NPR

Transaction Impact: A difference of 41,709.39 NPR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

70.1453

62.4171

JanuMarcMayJulySeptNove

BAM to NPR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 68.2063, compared to 64.5341 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 3.6722 points.

H1 Avg (Jan–Jun) 68.2063

H2 Avg (Jul–Dec) 64.5341

Volatility Range Comparison

Volatility

The most volatile month in 2014 was May, with a trading range of 3.3262 NPR (High: 68.5410 / Low: 65.2148). On the other end, February was the most stable month, with a tight range of 0.7566 NPR (High: 69.9142 / Low: 69.1576).

May Spread (Volatile) ±3.3262

February Spread (Stable) ±0.7566

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2014. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 2.1135 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -2.1135

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2014: 69.1750) against the same month in 2013 (average: 58.9394), the exchange rate shifted by +10.2356 (+17.37%).

2014 Avg (January) 69.1750

2013 Avg (January) 58.9394

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	70.5243	68.2507	69.1750
February	69.9142	69.1576	69.5013
March	69.8760	67.2205	69.0469
April	68.9699	67.2726	68.2010
May	68.5410	65.2148	66.8656
June	67.2005	65.6289	66.4481
July	67.3006	65.8337	66.6005
August	67.2111	65.3118	66.3795
September	65.4256	63.5353	64.2659
October	64.4279	63.2753	63.7248
November	63.5167	62.5629	63.0611
December	64.4075	62.1824	63.1726