2020 BAM to NPR Historical Review

YEARLY HIGH

73.9793 NPR

YEARLY LOW

63.0300 NPR

YEARLY AVERAGE

69.1319 NPR

2020 BAM to NPR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BAM to NPR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 22, valuing the pair at 73.9793. Conversely, the yearly low was recorded on February 19, dropping to 63.0300.

This high-to-low spread represents a total annual volatility of 10.9493 NPR. From a start-to-finish perspective, comparing the January average rate of 64.7026 to the December average rate of 73.3074, the exchange rate registered a net change of 13.30% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 73.9793 was up 10.12% compared to the 2019 peak of 67.1836, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BAM based on timing:

Yearly Peak High 369,896 NPR

2019 Average 322,235 NPR

Yearly Trough Low 315,150 NPR

Transaction Impact: A difference of 54,746.29 NPR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

74.2600

62.8289

JanuMarcMayJulySeptNove

BAM to NPR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 66.7545, compared to 71.5094 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 4.7548 points.

H1 Avg (Jan–Jun) 66.7545

H2 Avg (Jul–Dec) 71.5094

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 4.1914 NPR (High: 69.1274 / Low: 64.9360). On the other end, September was the most stable month, with a tight range of 1.1789 NPR (High: 71.3834 / Low: 70.2044).

March Spread (Volatile) ±4.1914

September Spread (Stable) ±1.1789

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 1.2898 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -1.2898

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 73.3074) against the same month in 2019 (average: 64.6879), the exchange rate shifted by +8.6196 (+13.32%).

2020 Avg (December) 73.3074

2019 Avg (December) 64.6879

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	65.8024	64.1400	64.7026
February	64.9360	63.0300	63.7815
March	69.1274	64.9360	67.2469
April	68.4311	66.9767	67.6567
May	68.8296	66.6273	67.4203
June	70.4728	68.6104	69.7192
July	72.4753	68.5916	70.1370
August	72.9493	71.2516	72.1192
September	71.3834	70.2044	70.8294
October	71.5547	70.2177	70.7832
November	72.5129	70.9514	71.8799
December	73.9793	72.1281	73.3074