2013 BBD to HRK Historical Review

YEARLY HIGH

2.9671 HRK

YEARLY LOW

2.7618 HRK

YEARLY AVERAGE

2.8535 HRK

2013 BBD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the BBD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on April 2, valuing the pair at 2.9671. Conversely, the yearly low was recorded on October 25, dropping to 2.7618.

This high-to-low spread represents a total annual volatility of 0.2053 HRK. From a start-to-finish perspective, comparing the January average rate of 2.8470 to the December average rate of 2.7867, the exchange rate registered a net change of -2.12% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 2.9671 was down 4.44% compared to the 2012 peak of 3.1050, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BBD based on timing:

Yearly Peak High 14,836 HRK

2012 Average 14,634 HRK

Yearly Trough Low 13,809 HRK

Transaction Impact: A difference of 1,026.64 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

2.9415

2.7727

JanuMarcMayJulySeptNove

BBD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.8823, compared to 2.8248 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0575 points.

H1 Avg (Jan–Jun) 2.8823

H2 Avg (Jul–Dec) 2.8248

Volatility Range Comparison

Volatility

The most volatile month in 2013 was February, with a trading range of 0.1256 HRK (High: 2.9030 / Low: 2.7774). On the other end, November was the most stable month, with a tight range of 0.0445 HRK (High: 2.8530 / Low: 2.8085).

February Spread (Volatile) ±0.1256

November Spread (Stable) ±0.0445

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2013. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0731 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0731

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2013: 2.9206) against the same month in 2012 (average: 2.8483), the exchange rate shifted by +0.0722 (+2.54%).

2013 Avg (April) 2.9206

2012 Avg (April) 2.8483

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.8968	2.7962	2.8470
February	2.9030	2.7774	2.8387
March	2.9671	2.8991	2.9275
April	2.9671	2.8917	2.9206
May	2.9487	2.8797	2.9166
June	2.9123	2.7956	2.8434
July	2.9338	2.8231	2.8686
August	2.8625	2.8087	2.8289
September	2.8878	2.8139	2.8442
October	2.8207	2.7618	2.7930
November	2.8530	2.8085	2.8272
December	2.8170	2.7671	2.7867