YEARLY HIGH
3.6343 HRK
YEARLY LOW
3.1784 HRK
YEARLY AVERAGE
3.4300 HRK

2015 BBD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the BBD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 15, valuing the pair at 3.6343. Conversely, the yearly low was recorded on January 1, dropping to 3.1784.

This high-to-low spread represents a total annual volatility of 0.4559 HRK. From a start-to-finish perspective, comparing the January average rate of 3.3065 to the December average rate of 3.5039, the exchange rate registered a net change of 5.97% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 3.6343 was up 14.92% compared to the 2014 peak of 3.1623, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BBD based on timing:

Yearly Peak High 18,171 HRK
2014 Average 14,389 HRK
Yearly Trough Low 15,892 HRK
Transaction Impact: A difference of 2,279.65 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

3.5653
3.2830
JanuMarcMayJulySeptNove

BBD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.4169, compared to 3.4432 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0263 points.

H1 Avg (Jan–Jun) 3.4169
H2 Avg (Jul–Dec) 3.4432

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 0.2653 HRK (High: 3.4437 / Low: 3.1784). On the other end, February was the most stable month, with a tight range of 0.0656 HRK (High: 3.4272 / Low: 3.3616).

January Spread (Volatile) ±0.2653
February Spread (Stable) ±0.0656

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.1290 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.1290

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2015: 3.5285) against the same month in 2014 (average: 2.7690), the exchange rate shifted by +0.7595 (+27.43%).

2015 Avg (March) 3.5285
2014 Avg (March) 2.7690

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.4437 3.1784 3.3065
February 3.4272 3.3616 3.3943
March 3.6343 3.4249 3.5285
April 3.5781 3.3877 3.5145
May 3.4724 3.2882 3.3855
June 3.4610 3.3329 3.3719
July 3.5071 3.3963 3.4459
August 3.4759 3.2725 3.3946
September 3.4191 3.3279 3.3766
October 3.4728 3.3280 3.3965
November 3.6082 3.4444 3.5418
December 3.5985 3.4701 3.5039