YEARLY HIGH
3.3075 HRK
YEARLY LOW
2.9701 HRK
YEARLY AVERAGE
3.1425 HRK

2018 BBD to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the BBD to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on November 12, valuing the pair at 3.3075. Conversely, the yearly low was recorded on February 1, dropping to 2.9701.

This high-to-low spread represents a total annual volatility of 0.3374 HRK. From a start-to-finish perspective, comparing the January average rate of 3.0473 to the December average rate of 3.2544, the exchange rate registered a net change of 6.80% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2018 high of 3.3075 was down 8.93% compared to the 2017 peak of 3.6320, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BBD based on timing:

Yearly Peak High 16,538 HRK
2017 Average 16,540 HRK
Yearly Trough Low 14,851 HRK
Transaction Impact: A difference of 1,686.86 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

3.2936
2.9860
JanuMarcMayJulySeptNove

BBD to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.0644, compared to 3.2207 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1563 points.

H1 Avg (Jan–Jun) 3.0644
H2 Avg (Jul–Dec) 3.2207

Volatility Range Comparison

Volatility

The most volatile month in 2018 was January, with a trading range of 0.1369 HRK (High: 3.1214 / Low: 2.9845). On the other end, July was the most stable month, with a tight range of 0.0309 HRK (High: 3.1791 / Low: 3.1482).

January Spread (Volatile) ±0.1369
July Spread (Stable) ±0.0309

Growth Streaks & Declines

Trends

Between February and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0357 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.0357

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2018: 3.2680) against the same month in 2017 (average: 3.2140), the exchange rate shifted by +0.0540 (+1.68%).

2018 Avg (November) 3.2680
2017 Avg (November) 3.2140

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.1214 2.9845 3.0473
February 3.0556 2.9701 3.0116
March 3.0380 2.9873 3.0150
April 3.0671 2.9932 3.0230
May 3.2024 3.0671 3.1268
June 3.1923 3.1262 3.1626
July 3.1791 3.1482 3.1634
August 3.2742 3.1734 3.2184
September 3.2146 3.1532 3.1892
October 3.2862 3.1986 3.2308
November 3.3075 3.2425 3.2680
December 3.2683 3.2313 3.2544