2013 BBD to MAD Historical Review

YEARLY HIGH

4.3287 MAD

YEARLY LOW

4.0736 MAD

YEARLY AVERAGE

4.2038 MAD

2013 BBD to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the BBD to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 28, valuing the pair at 4.3287. Conversely, the yearly low was recorded on October 25, dropping to 4.0736.

This high-to-low spread represents a total annual volatility of 0.2550 MAD. From a start-to-finish perspective, comparing the January average rate of 4.1986 to the December average rate of 4.1023, the exchange rate registered a net change of -2.29% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 4.3287 was down 4.66% compared to the 2012 peak of 4.5403, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BBD based on timing:

Yearly Peak High 21,643 MAD

2012 Average 21,592 MAD

Yearly Trough Low 20,368 MAD

Transaction Impact: A difference of 1,275.24 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

4.3029

4.0841

JanuMarcMayJulySeptNove

BBD to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.2407, compared to 4.1669 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0738 points.

H1 Avg (Jan–Jun) 4.2407

H2 Avg (Jul–Dec) 4.1669

Volatility Range Comparison

Volatility

The most volatile month in 2013 was February, with a trading range of 0.1471 MAD (High: 4.2531 / Low: 4.1060). On the other end, August was the most stable month, with a tight range of 0.0448 MAD (High: 4.2200 / Low: 4.1751).

February Spread (Volatile) ±0.1471

August Spread (Stable) ±0.0448

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2013. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0700 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0700

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2013: 4.2847) against the same month in 2012 (average: 4.2244), the exchange rate shifted by +0.0603 (+1.43%).

2013 Avg (March) 4.2847

2012 Avg (March) 4.2244

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	4.2584	4.1303	4.1986
February	4.2531	4.1060	4.1808
March	4.3287	4.2502	4.2847
April	4.3238	4.2352	4.2693
May	4.3193	4.2309	4.2818
June	4.2798	4.1775	4.2290
July	4.3253	4.2032	4.2542
August	4.2200	4.1751	4.1950
September	4.2445	4.1411	4.1850
October	4.1454	4.0736	4.1150
November	4.1814	4.1284	4.1500
December	4.1348	4.0794	4.1023