YEARLY HIGH
5.1504 MAD
YEARLY LOW
4.4425 MAD
YEARLY AVERAGE
4.7483 MAD

2020 BBD to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BBD to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 6, valuing the pair at 5.1504. Conversely, the yearly low was recorded on December 19, dropping to 4.4425.

This high-to-low spread represents a total annual volatility of 0.7079 MAD. From a start-to-finish perspective, comparing the January average rate of 4.8039 to the December average rate of 4.4912, the exchange rate registered a net change of -6.51% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 5.1504 was up 5.50% compared to the 2019 peak of 4.8819, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BBD based on timing:

Yearly Peak High 25,752 MAD
2019 Average 24,039 MAD
Yearly Trough Low 22,213 MAD
Transaction Impact: A difference of 3,539.63 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

5.1245
4.4336
JanuMarcMayJulySeptNove

BBD to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.8859, compared to 4.6107 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2751 points.

H1 Avg (Jan–Jun) 4.8859
H2 Avg (Jul–Dec) 4.6107

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.3406 MAD (High: 5.0527 / Low: 4.7122). On the other end, January was the most stable month, with a tight range of 0.0389 MAD (High: 4.8245 / Low: 4.7856).

March Spread (Volatile) ±0.3406
January Spread (Stable) ±0.0389

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.1592 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.1592

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 5.0669) against the same month in 2019 (average: 4.8188), the exchange rate shifted by +0.2481 (+5.15%).

2020 Avg (April) 5.0669
2019 Avg (April) 4.8188

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.8245 4.7856 4.8039
February 4.8709 4.7981 4.8381
March 5.0527 4.7122 4.8414
April 5.1504 4.9425 5.0669
May 4.9560 4.8916 4.9249
June 4.8894 4.8134 4.8400
July 4.8586 4.6600 4.7757
August 4.6761 4.5744 4.6164
September 4.6465 4.5589 4.6112
October 4.6305 4.5750 4.6034
November 4.6221 4.5325 4.5664
December 4.6527 4.4425 4.4912