2016 BBD to MAD Historical Review

YEARLY HIGH

5.0982 MAD

YEARLY LOW

4.7787 MAD

YEARLY AVERAGE

4.9009 MAD

2016 BBD to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the BBD to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 20, valuing the pair at 5.0982. Conversely, the yearly low was recorded on May 2, dropping to 4.7787.

This high-to-low spread represents a total annual volatility of 0.3194 MAD. From a start-to-finish perspective, comparing the January average rate of 4.9529 to the December average rate of 5.0498, the exchange rate registered a net change of 1.96% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 5.0982 was up 0.64% compared to the 2015 peak of 5.0660, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BBD based on timing:

Yearly Peak High 25,491 MAD

2015 Average 24,375 MAD

Yearly Trough Low 23,894 MAD

Transaction Impact: A difference of 1,597.23 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

5.0720

4.8061

JanuMarcMayJulySeptNove

BBD to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.8732, compared to 4.9285 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0553 points.

H1 Avg (Jan–Jun) 4.8732

H2 Avg (Jul–Dec) 4.9285

Volatility Range Comparison

Volatility

The most volatile month in 2016 was November, with a trading range of 0.1523 MAD (High: 5.0464 / Low: 4.8941). On the other end, September was the most stable month, with a tight range of 0.0378 MAD (High: 4.8784 / Low: 4.8406).

November Spread (Volatile) ±0.1523

September Spread (Stable) ±0.0378

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0647 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0647

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2016: 5.0498) against the same month in 2015 (average: 4.9465), the exchange rate shifted by +0.1033 (+2.09%).

2016 Avg (December) 5.0498

2015 Avg (December) 4.9465

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	4.9863	4.9101	4.9529
February	4.9505	4.8221	4.8881
March	4.9552	4.8124	4.8789
April	4.8505	4.8014	4.8282
May	4.8842	4.7787	4.8364
June	4.9070	4.8153	4.8547
July	4.9251	4.8806	4.9027
August	4.8989	4.8122	4.8642
September	4.8784	4.8406	4.8606
October	4.9579	4.8552	4.9109
November	5.0464	4.8941	4.9830
December	5.0982	4.9893	5.0498