YEARLY HIGH
23.4528 CDF
YEARLY LOW
17.5337 CDF
YEARLY AVERAGE
21.8067 CDF

2020 BDT to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BDT to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on August 7, valuing the pair at 23.4528. Conversely, the yearly low was recorded on December 6, dropping to 17.5337.

This high-to-low spread represents a total annual volatility of 5.9191 CDF. From a start-to-finish perspective, comparing the January average rate of 19.8791 to the December average rate of 23.0528, the exchange rate registered a net change of 15.97% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 23.4528 was up 18.01% compared to the 2019 peak of 19.8737, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BDT based on timing:

Yearly Peak High 117,264 CDF
2019 Average 97,915 CDF
Yearly Trough Low 87,669 CDF
Transaction Impact: A difference of 29,595.35 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

23.5209
19.5480
JanuMarcMayJulySeptNove

BDT to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 20.5337, compared to 23.0797 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 2.5461 points.

H1 Avg (Jan–Jun) 20.5337
H2 Avg (Jul–Dec) 23.0797

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 5.7557 CDF (High: 23.2894 / Low: 17.5337). On the other end, November was the most stable month, with a tight range of 0.1183 CDF (High: 23.2449 / Low: 23.1266).

December Spread (Volatile) ±5.7557
November Spread (Stable) ±0.1183

Growth Streaks & Declines

Trends

Between January and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.1455 points.

Longest Streak 7 Mo.
Sharpest MoM Drop -0.1455

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 23.1487) against the same month in 2019 (average: 19.6255), the exchange rate shifted by +3.5231 (+17.95%).

2020 Avg (August) 23.1487
2019 Avg (August) 19.6255

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 19.9206 19.7954 19.8791
February 19.9997 19.8484 19.9074
March 20.3206 19.9750 20.0968
April 20.3543 20.0956 20.2408
May 21.4991 20.3441 21.0279
June 22.6449 21.4847 22.0501
July 23.2134 22.5239 22.9430
August 23.4528 22.9889 23.1487
September 23.2378 23.0658 23.1449
October 23.2025 21.3680 22.9993
November 23.2449 23.1266 23.1899
December 23.2894 17.5337 23.0528