YEARLY HIGH
18.9725 CDF
YEARLY LOW
17.3890 CDF
YEARLY AVERAGE
18.6204 CDF

2026 BDT to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the BDT to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 30, valuing the pair at 18.9725. Conversely, the yearly low was recorded on February 25, dropping to 17.3890.

This high-to-low spread represents a total annual volatility of 1.5835 CDF. From a start-to-finish perspective, comparing the January average rate of 18.4887 to the December average rate of 18.6311, the exchange rate registered a net change of 0.77% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 18.9725 was down 20.86% compared to the 2025 peak of 23.9718, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BDT based on timing:

Yearly Peak High 94,862 CDF
2025 Average 111,887 CDF
Yearly Trough Low 86,945 CDF
Transaction Impact: A difference of 7,917.30 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

18.8876
18.4095
JanuMarcMayJuly

BDT to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 18.6186, compared to 18.6311 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0125 points.

H1 Avg (Jan–Jun) 18.6186
H2 Avg (Jul–Dec) 18.6311

Volatility Range Comparison

Volatility

The most volatile month in 2026 was February, with a trading range of 1.5185 CDF (High: 18.9075 / Low: 17.3890). On the other end, April was the most stable month, with a tight range of 0.2319 CDF (High: 18.9598 / Low: 18.7278).

February Spread (Volatile) ±1.5185
April Spread (Stable) ±0.2319

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.2327 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.2327

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 18.4887) against the same month in 2025 (average: 23.4515), the exchange rate shifted by -4.9628 (-21.16%).

2026 Avg (January) 18.4887
2025 Avg (January) 23.4515

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 18.9725 17.6021 18.4887
February 18.9075 17.3890 18.4494
March 18.9108 17.6881 18.5567
April 18.9598 18.7278 18.8478
May 18.9040 18.4861 18.6151
June 18.9066 18.4188 18.7539
July 18.7327 18.3144 18.6311