YEARLY HIGH
23.9718 CDF
YEARLY LOW
17.3892 CDF
YEARLY AVERAGE
22.3853 CDF

2025 BDT to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the BDT to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on July 17, valuing the pair at 23.9718. Conversely, the yearly low was recorded on November 15, dropping to 17.3892.

This high-to-low spread represents a total annual volatility of 6.5826 CDF. From a start-to-finish perspective, comparing the January average rate of 23.4515 to the December average rate of 18.4665, the exchange rate registered a net change of -21.26% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 23.9718 was down 6.74% compared to the 2024 peak of 25.7037, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BDT based on timing:

Yearly Peak High 119,859 CDF
2024 Average 122,043 CDF
Yearly Trough Low 86,946 CDF
Transaction Impact: A difference of 32,913.23 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

24.4190
17.5914
JanuMarcMayJulySeptNove

BDT to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 23.6485, compared to 21.1221 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 2.5263 points.

H1 Avg (Jan–Jun) 23.6485
H2 Avg (Jul–Dec) 21.1221

Volatility Range Comparison

Volatility

The most volatile month in 2025 was October, with a trading range of 3.9645 CDF (High: 21.5802 / Low: 17.6157). On the other end, April was the most stable month, with a tight range of 0.2415 CDF (High: 23.9215 / Low: 23.6799).

October Spread (Volatile) ±3.9645
April Spread (Stable) ±0.2415

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 4.1265 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -4.1265

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2025: 23.7651) against the same month in 2024 (average: 24.2081), the exchange rate shifted by -0.4430 (-1.83%).

2025 Avg (July) 23.7651
2024 Avg (July) 24.2081

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 23.9037 23.2852 23.4515
February 23.6519 23.2239 23.5324
March 23.7203 23.4287 23.6020
April 23.9215 23.6799 23.8500
May 23.8907 23.6261 23.7990
June 23.8099 23.5238 23.6559
July 23.9718 23.5028 23.7651
August 23.9678 23.5565 23.8092
September 23.9027 21.5974 23.3290
October 21.5802 17.6157 19.2025
November 18.8117 17.3892 18.1604
December 18.7593 17.6983 18.4665