YEARLY HIGH
4.2865 BOB
YEARLY LOW
3.7074 BOB
YEARLY AVERAGE
3.9199 BOB

2015 BGN to BOB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the BGN to BOB exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 4.2865. Conversely, the yearly low was recorded on March 15, dropping to 3.7074.

This high-to-low spread represents a total annual volatility of 0.5792 BOB. From a start-to-finish perspective, comparing the January average rate of 4.1112 to the December average rate of 3.8469, the exchange rate registered a net change of -6.43% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 4.2865 was down 12.90% compared to the 2014 peak of 4.9216, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 21,433 BOB
2014 Average 23,459 BOB
Yearly Trough Low 18,537 BOB
Transaction Impact: A difference of 2,895.84 BOB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

4.1435
3.7557
JanuMarcMayJulySeptNove

BGN to BOB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.9437, compared to 3.8961 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0476 points.

H1 Avg (Jan–Jun) 3.9437
H2 Avg (Jul–Dec) 3.8961

Volatility Range Comparison

Volatility

The most volatile month in 2015 was January, with a trading range of 0.3475 BOB (High: 4.2865 / Low: 3.9390). On the other end, February was the most stable month, with a tight range of 0.0876 BOB (High: 4.0481 / Low: 3.9605).

January Spread (Volatile) ±0.3475
February Spread (Stable) ±0.0876

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.1860 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.1860

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 4.1112) against the same month in 2014 (average: 4.8107), the exchange rate shifted by -0.6995 (-14.54%).

2015 Avg (January) 4.1112
2014 Avg (January) 4.8107

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.2865 3.9390 4.1112
February 4.0481 3.9605 4.0098
March 3.9528 3.7074 3.8239
April 3.9450 3.7360 3.8162
May 4.0418 3.8521 3.9420
June 4.0049 3.8644 3.9589
July 3.9274 3.8198 3.8821
August 4.0705 3.8443 3.9269
September 4.0252 3.9353 3.9688
October 4.0436 3.8673 3.9637
November 3.8874 3.7340 3.7881
December 3.8809 3.7443 3.8469