YEARLY HIGH
4.1945 BOB
YEARLY LOW
3.6202 BOB
YEARLY AVERAGE
3.9937 BOB

2025 BGN to BOB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the BGN to BOB exchange rate experienced significant fluctuation. The market reached its absolute peak on September 16, valuing the pair at 4.1945. Conversely, the yearly low was recorded on January 15, dropping to 3.6202.

This high-to-low spread represents a total annual volatility of 0.5742 BOB. From a start-to-finish perspective, comparing the January average rate of 3.6597 to the December average rate of 4.1432, the exchange rate registered a net change of 13.21% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 4.1945 was up 6.05% compared to the 2024 peak of 3.9551, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 20,972 BOB
2024 Average 19,123 BOB
Yearly Trough Low 18,101 BOB
Transaction Impact: A difference of 2,871.09 BOB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

4.1946
3.6111
JanuMarcMayJulySeptNove

BGN to BOB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.8649, compared to 4.1225 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2576 points.

H1 Avg (Jan–Jun) 3.8649
H2 Avg (Jul–Dec) 4.1225

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.2217 BOB (High: 4.0406 / Low: 3.8189). On the other end, February was the most stable month, with a tight range of 0.0625 BOB (High: 3.7160 / Low: 3.6536).

April Spread (Volatile) ±0.2217
February Spread (Stable) ±0.0625

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0299 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.0299

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2025: 4.1460) against the same month in 2024 (average: 3.9267), the exchange rate shifted by +0.2193 (+5.58%).

2025 Avg (September) 4.1460
2024 Avg (September) 3.9267

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.7210 3.6202 3.6597
February 3.7160 3.6536 3.6841
March 3.8649 3.6633 3.8139
April 4.0406 3.8189 3.9665
May 4.0312 3.9291 3.9906
June 4.1724 3.9885 4.0747
July 4.1704 4.0319 4.1276
August 4.1395 4.0321 4.1156
September 4.1945 4.1122 4.1460
October 4.1512 4.0770 4.1161
November 4.1238 4.0570 4.0865
December 4.1731 4.1079 4.1432