2026 BGN to BOB Historical Review

YEARLY HIGH

6.9218 BOB

YEARLY LOW

4.0107 BOB

YEARLY AVERAGE

4.2367 BOB

2026 BGN to BOB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the BGN to BOB exchange rate experienced significant fluctuation. The market reached its absolute peak on July 31, valuing the pair at 6.9218. Conversely, the yearly low was recorded on June 25, dropping to 4.0107.

This high-to-low spread represents a total annual volatility of 2.9111 BOB. From a start-to-finish perspective, comparing the January average rate of 4.1491 to the December average rate of 4.9294, the exchange rate registered a net change of 18.81% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 6.9218 was up 65.02% compared to the 2025 peak of 4.1945, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 34,609 BOB

2025 Average 19,977 BOB

Yearly Trough Low 20,053 BOB

Transaction Impact: A difference of 14,555.36 BOB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

5.0155

3.9824

JanuMarcMayJuly

BGN to BOB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.1212, compared to 4.9294 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.8082 points.

H1 Avg (Jan–Jun) 4.1212

H2 Avg (Jul–Dec) 4.9294

Volatility Range Comparison

Volatility

The most volatile month in 2026 was July, with a trading range of 2.8894 BOB (High: 6.9218 / Low: 4.0323). On the other end, May was the most stable month, with a tight range of 0.0340 BOB (High: 4.1419 / Low: 4.1080).

July Spread (Volatile) ±2.8894

May Spread (Stable) ±0.0340

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0925 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0925

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2026: 4.9294) against the same month in 2025 (average: 4.1276), the exchange rate shifted by +0.8018 (+19.43%).

2026 Avg (July) 4.9294

2025 Avg (July) 4.1276

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	4.2418	4.0974	4.1491
February	4.2200	4.1532	4.1773
March	4.1482	4.0332	4.0848
April	4.1776	4.0575	4.1293
May	4.1419	4.1080	4.1184
June	4.1147	4.0107	4.0685
July	6.9218	4.0323	4.9294