YEARLY HIGH
21.0414 NAD
YEARLY LOW
7.7886 NAD
YEARLY AVERAGE
8.2985 NAD

2019 BGN to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the BGN to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on May 19, valuing the pair at 21.0414. Conversely, the yearly low was recorded on February 3, dropping to 7.7886.

This high-to-low spread represents a total annual volatility of 13.2528 NAD. From a start-to-finish perspective, comparing the January average rate of 8.1059 to the December average rate of 8.1874, the exchange rate registered a net change of 1.01% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 21.0414 was up 133.89% compared to the 2018 peak of 8.9962, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 105,207 NAD
2018 Average 39,856 NAD
Yearly Trough Low 38,943 NAD
Transaction Impact: A difference of 66,264.01 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

8.7218
7.9316
JanuMarcMayJulySeptNove

BGN to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 8.2673, compared to 8.3296 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0623 points.

H1 Avg (Jan–Jun) 8.2673
H2 Avg (Jul–Dec) 8.3296

Volatility Range Comparison

Volatility

The most volatile month in 2019 was May, with a trading range of 12.9257 NAD (High: 21.0414 / Low: 8.1157). On the other end, July was the most stable month, with a tight range of 0.2689 NAD (High: 8.1786 / Low: 7.9097).

May Spread (Volatile) ±12.9257
July Spread (Stable) ±0.2689

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2019. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.3732 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.3732

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2019: 8.6560) against the same month in 2018 (average: 7.5686), the exchange rate shifted by +1.0874 (+14.37%).

2019 Avg (May) 8.6560
2018 Avg (May) 7.5686

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 8.4426 7.7978 8.1059
February 8.1624 7.7886 7.9975
March 8.4278 8.0685 8.2994
April 8.4037 8.0406 8.1317
May 21.0414 8.1157 8.6560
June 8.7061 8.2015 8.4135
July 8.1786 7.9097 8.0404
August 8.8542 8.0514 8.5992
September 8.5437 8.2478 8.3642
October 8.5701 8.2571 8.4248
November 8.6343 8.2322 8.3619
December 8.4061 8.0130 8.1874