YEARLY HIGH
11.2797 NAD
YEARLY LOW
9.7199 NAD
YEARLY AVERAGE
10.3242 NAD

2025 BGN to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the BGN to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 14, valuing the pair at 11.2797. Conversely, the yearly low was recorded on February 10, dropping to 9.7199.

This high-to-low spread represents a total annual volatility of 1.5598 NAD. From a start-to-finish perspective, comparing the January average rate of 9.9208 to the December average rate of 10.0780, the exchange rate registered a net change of 1.58% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 11.2797 was up 5.14% compared to the 2024 peak of 10.7278, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 56,399 NAD
2024 Average 50,691 NAD
Yearly Trough Low 48,600 NAD
Transaction Impact: A difference of 7,799.05 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

10.9535
9.7441
JanuMarcMayJulySeptNove

BGN to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 10.2878, compared to 10.3605 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0726 points.

H1 Avg (Jan–Jun) 10.2878
H2 Avg (Jul–Dec) 10.3605

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 1.1235 NAD (High: 11.2797 / Low: 10.1562). On the other end, November was the most stable month, with a tight range of 0.1474 NAD (High: 10.2580 / Low: 10.1106).

April Spread (Volatile) ±1.1235
November Spread (Stable) ±0.1474

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.3406 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.3406

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2025: 10.8527) against the same month in 2024 (average: 10.3564), the exchange rate shifted by +0.4963 (+4.79%).

2025 Avg (April) 10.8527
2024 Avg (April) 10.3564

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 10.0466 9.8252 9.9208
February 9.9496 9.7199 9.8449
March 10.2134 9.7873 10.0762
April 11.2797 10.1562 10.8527
May 10.8585 10.2884 10.5122
June 10.6943 10.3157 10.5203
July 10.6743 10.4652 10.5940
August 10.7167 10.4407 10.5534
September 10.5967 10.3254 10.4656
October 10.4317 10.1516 10.2872
November 10.2580 10.1106 10.1845
December 10.1961 9.9396 10.0780