2026 BGN to NAD Historical Review

YEARLY HIGH

10.1448 NAD

YEARLY LOW

9.4779 NAD

YEARLY AVERAGE

9.7433 NAD

2026 BGN to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the BGN to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 31, valuing the pair at 10.1448. Conversely, the yearly low was recorded on July 7, dropping to 9.4779.

This high-to-low spread represents a total annual volatility of 0.6669 NAD. From a start-to-finish perspective, comparing the January average rate of 9.7874 to the December average rate of 9.7224, the exchange rate registered a net change of -0.66% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 10.1448 was down 10.06% compared to the 2025 peak of 11.2797, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 50,724 NAD

2025 Average 51,631 NAD

Yearly Trough Low 47,390 NAD

Transaction Impact: A difference of 3,334.63 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

9.9296

9.5654

JanuMarcMayJuly

BGN to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 9.7714, compared to 9.6591 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1123 points.

H1 Avg (Jan–Jun) 9.7714

H2 Avg (Jul–Dec) 9.6591

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.6303 NAD (High: 10.1448 / Low: 9.5145). On the other end, August was the most stable month, with a tight range of 0.0072 NAD (High: 9.7262 / Low: 9.7190).

March Spread (Volatile) ±0.6303

August Spread (Stable) ±0.0072

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.1461 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.1461

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2026: 9.8819) against the same month in 2025 (average: 10.0762), the exchange rate shifted by -0.1942 (-1.93%).

2026 Avg (March) 9.8819

2025 Avg (March) 10.0762

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	9.9396	9.6541	9.7874
February	9.7693	9.5754	9.6772
March	10.1448	9.5145	9.8819
April	10.0981	9.7846	9.8992
May	9.9843	9.6859	9.7531
June	9.7651	9.5015	9.6294
July	9.7894	9.4779	9.5957
August	9.7262	9.7190	9.7224