2020 BGN to PKR Historical Review

YEARLY HIGH

102.6782 PKR

YEARLY LOW

85.1360 PKR

YEARLY AVERAGE

94.4709 PKR

2020 BGN to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BGN to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on August 18, valuing the pair at 102.6782. Conversely, the yearly low was recorded on February 20, dropping to 85.1360.

This high-to-low spread represents a total annual volatility of 17.5422 PKR. From a start-to-finish perspective, comparing the January average rate of 87.8394 to the December average rate of 99.7378, the exchange rate registered a net change of 13.55% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 102.6782 was up 7.89% compared to the 2019 peak of 95.1702, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 513,391 PKR

2019 Average 429,673 PKR

Yearly Trough Low 425,680 PKR

Transaction Impact: A difference of 87,711.07 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

103.2286

84.6512

JanuMarcMayJulySeptNove

BGN to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 89.9600, compared to 98.9817 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 9.0218 points.

H1 Avg (Jan–Jun) 89.9600

H2 Avg (Jul–Dec) 98.9817

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 7.0573 PKR (High: 93.7689 / Low: 86.7116). On the other end, August was the most stable month, with a tight range of 2.2327 PKR (High: 102.6782 / Low: 100.4455).

March Spread (Volatile) ±7.0573

August Spread (Stable) ±2.2327

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 2.0156 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -2.0156

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 101.6805) against the same month in 2019 (average: 90.6302), the exchange rate shifted by +11.0503 (+12.19%).

2020 Avg (August) 101.6805

2019 Avg (August) 90.6302

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	89.2591	86.9485	87.8394
February	87.5701	85.1360	86.1993
March	93.7689	86.7116	89.4911
April	93.6289	88.1146	91.4766
May	92.4580	87.8747	89.4610
June	96.8012	92.8143	95.2924
July	101.3611	95.9812	97.9722
August	102.6782	100.4455	101.6805
September	100.8296	98.3962	100.0073
October	99.2333	95.6310	97.9934
November	97.5752	95.1940	96.4993
December	100.7928	98.5579	99.7378