YEARLY HIGH
125.2965 PKR
YEARLY LOW
98.7600 PKR
YEARLY AVERAGE
109.7530 PKR

2022 BGN to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the BGN to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on August 1, valuing the pair at 125.2965. Conversely, the yearly low was recorded on March 7, dropping to 98.7600.

This high-to-low spread represents a total annual volatility of 26.5365 PKR. From a start-to-finish perspective, comparing the January average rate of 102.1804 to the December average rate of 121.8688, the exchange rate registered a net change of 19.27% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 125.2965 was up 20.57% compared to the 2021 peak of 103.9233, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BGN based on timing:

Yearly Peak High 626,483 PKR
2021 Average 492,317 PKR
Yearly Trough Low 493,800 PKR
Transaction Impact: A difference of 132,682.39 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

123.9245
99.2553
JanuMarcMayJulySeptNove

BGN to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 103.8595, compared to 115.6465 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 11.7870 points.

H1 Avg (Jan–Jun) 103.8595
H2 Avg (Jul–Dec) 115.6465

Volatility Range Comparison

Volatility

The most volatile month in 2022 was July, with a trading range of 18.6951 PKR (High: 125.0131 / Low: 106.3180). On the other end, February was the most stable month, with a tight range of 2.0640 PKR (High: 102.9304 / Low: 100.8663).

July Spread (Volatile) ±18.6951
February Spread (Stable) ±2.0640

Growth Streaks & Declines

Trends

Between March and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 5.6241 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -5.6241

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2022: 114.2263) against the same month in 2021 (average: 99.1294), the exchange rate shifted by +15.0969 (+15.23%).

2022 Avg (August) 114.2263
2021 Avg (August) 99.1294

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 103.4899 100.6451 102.1804
February 102.9304 100.8663 101.9044
March 104.1692 98.7600 101.3110
April 104.3397 99.6874 102.1985
May 111.1627 99.7857 104.9307
June 114.1901 107.6122 110.6316
July 125.0131 106.3180 113.5113
August 125.2965 109.5415 114.2263
September 122.1322 110.8299 116.8120
October 114.9065 107.6768 111.1879
November 119.4749 110.3747 116.2726
December 123.9906 119.5270 121.8688